How is BTA health insurance used?

When paying for medical services (visit to a doctor, laboratory tests or instrumental examinations, medical procedures, etc.), acquiring medicinal products, glasses or going to the gym, private entities must show their BTA health insurance card and a personal ID document (a passport or a driver’s licence).

When visiting contractual institutions, BTA partially or fully (in accordance with the terms and conditions of the programme) compensates the expenses for the received services; however, in some particular contractual institutions, a person must pay out of pocket and then submit a claim application together with the payment documents to BTA to receive indemnity.

We will also compensate expenses for services received at medical institutions that are not contractual institutions of BTA; however, there are some medical institutions whose services BTA does not compensate. You can find these institutions in the BTA health insurance institution search engine. Make sure you have chosen the right institution before receiving services.

Take care of yourself in time! Use your Health Insurance Card (policy) and visit your family doctor, dentist, optometrist, receive other preventive heath examinations, go to the gym on a regular basis and try to live a healthy life to maximally reduce the risk of health problems. However, if you do happen to get sick, it's good to know that you will always receive help or advice in time and without spending your own savings!