Accidents Insurance

BTA offers to you accident insurance for employees that also presents a bonus and helps attract employees. You can take care of the welfare of your company and its employees and raise the prestige of your company in the eyes of your employees and co-operation partners.

The following tax alleviations apply for insurance of employees against accidents:

• insurance premium payments may be deducted from company profits;
• accident insurance premiums are not subject to social tax, unless the insurance period is shorter than a year;
• accident insurance is not treated as income drawn by the employee and is not subject to income tax.

The following insurance claim payments apply in case of an accident and will depend on the selected cover:

• Payment of up to 100% of the insurance amount to the insured person in case of permanent disability;
• Payment of 100% of the insurance amount to the heirs in case of death of the insured person;
• Payment of 50% of the insurance amount if the insured person has suffered injuries in an accident;
• Payment of 1% per week from the insurance amount in case if transitional incapacity sets in; the remuneration must not exceed the weekly salary of the person; a 7 days franchise will apply (self-risk by the Insurer). The maximum period for which the remuneration is paid to the person are 52 weeks of incapacity.

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Information:
Accidents Insurance Department
+371 67025109, +371 67025142
e-mail: nelaimes_gadijumi@bta.lv